Life Insurance Appraisal

A life settlement is a financial transaction in which a policy owner possessing an unwanted or unnecessary life insurance policy sells the policy to a financial firm for more than the cash surrender value (cash value offered by the life insurance company). The purchaser becomes the new beneficiary of the policy at maturation and is responsible for all following premium payments. The complete process is private and anonymous.

A life settlement allows you to convert your life insurance policy into cash. In a typical scenario, a bank or financial institution will purchase the policy, become the owner and beneficiary, and take over the premium payments. You are released from any obligations and are free to use your life settlement money for anything you like.  Most likely a life settlement is something you can pursue during your retirement years to help pay for living expenses, medical costs, and long term care.

Appraisal services by Settlement Masters

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