Q: Dear Rick: I’m in my early 60s and still working, however, my employer has hinted he may close the business in the near future. I am single, I have no mortgage payment and my expenses are about $5,000 a month. I figure that I will need that at a minimum during retirement. I have no pension and my portfolio is currently approximately $400,000. I will get about $2,000 a month from Social …
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